The process of cashout winnings from an online casino is a multi-stage protocol that relies on the user's profile, the chosen payment method, and the particular policies of the casino itself.
Here is how it works in reality as of 2026:
Verification Stage Spinmama
This is the primary obstacle for new players. No legitimate casino will execute a withdrawal until it has verified that you are a genuine individual 18+.
Required documents: A scan of your passport (sometimes a selfie holding the document), proof of address (such as a utility invoice or bank extract), and a photo of your bank card. Purpose: This is a compliance rule (to combat money laundering) and a step to stop fraud. If you hit a big win, the casino must ensure that the funds are being sent to the legitimate account holder, rather than a hacker. When it takes place: You are typically asked to complete verification either right upon signup or at the time of your first withdrawal request. Until this process is finished, the “Withdraw” button may remain disabled.
Withdrawal Request
Once your account has been confirmed, the process proceeds as follows:
Entering the cashier: The player presses the “Withdrawal” button. Choosing a system: Casinos generally require that funds be withdrawn using the same method that was used for the deposit. This is known as the “return-to-source” rule (part of AML protocols). For example, if you deposited 1,000 rubles using a “Mir”, the first 1,000 rubles of your winnings must be sent back to that same card. Any amount exceeding that can then be withdrawn to a separate payment account. Entering the sum: The requested amount must fall within the casino's established limits (for example, between 500 to 500,000 rubles per transaction).
Finance Department Review
Once you click “Withdrawal,” your request is sent to the finance department.
Manual check: Large withdrawal amounts (typically 50k-100k rubles or more) are checked by hand by a safety specialist. They examine your gaming history to verify you haven't broken any rules (such as “bonus abuse” or utilizing prohibited software). Turnover check: If you deposited 100 rubles, wagered it just once, and scored 100,000, the casino may decline the withdrawal, referring to that the funds were not wagered properly (e.g., “bonus laundering”). Casinos typically require that you “wager” (wager) your deposit amount no less than 1–3 times. Confirmation: If all checks pass, the request is marked as “Accepted.”
Conclusion: Casinos usually process payouts quickly (in under 60 minutes) provided the player has passed KYC and met deposit wagering requirements. If your information is missing from the database, the process may last several days due to security checks.